[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aye.cz\/ekonomika\/penez-nemivame-dost\/#Article","mainEntityOfPage":"https:\/\/www.aye.cz\/ekonomika\/penez-nemivame-dost\/","headline":"Pen\u011bz nem\u00edv\u00e1me dost","name":"Pen\u011bz nem\u00edv\u00e1me dost","description":"Pen\u011bz neb\u00fdv\u00e1 nikdy dost. To se v\u00ed u\u017e od hodn\u011b star\u00fdch \u010das\u016f, kdy sice m\u011bla vrchnost na rozhazov\u00e1n\u00ed, ale poddan\u00fd lid nem\u011bl kolikr\u00e1t ani p\u00e1r minc\u00ed. A ani pozd\u011bj\u0161\u00ed socialistick\u00fd… ","datePublished":"2023-10-23","dateModified":"2023-10-23","author":{"@type":"Person","@id":"https:\/\/www.aye.cz\/author\/#Person","name":"","url":"https:\/\/www.aye.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aye.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aye.cz\/wp-content\/uploads\/coins-199578_1280_2.jpg","url":"https:\/\/www.aye.cz\/wp-content\/uploads\/coins-199578_1280_2.jpg","height":0,"width":0},"url":"https:\/\/www.aye.cz\/ekonomika\/penez-nemivame-dost\/","about":["Ekonomika"],"wordCount":440,"articleBody":"      Pen\u011bz neb\u00fdv\u00e1 nikdy dost. To se v\u00ed u\u017e od hodn\u011b star\u00fdch \u010das\u016f, kdy sice m\u011bla vrchnost na rozhazov\u00e1n\u00ed, ale poddan\u00fd lid nem\u011bl kolikr\u00e1t ani p\u00e1r minc\u00ed. A ani pozd\u011bj\u0161\u00ed socialistick\u00fd rovnost\u00e1\u0159sk\u00fd syst\u00e9m na tom nic nezm\u011bnil, i tehdy byli lid\u00e9, kte\u0159\u00ed s pen\u011bzi nevych\u00e1zeli. T\u011bch, kdo poci\u0165ovali finan\u010dn\u00ed t\u00edse\u0148, bylo prost\u011b v\u017edycky dost. A ani dnes to nen\u00ed jin\u00e9. I dnes jsou mezi n\u00e1mi jak lid\u00e9, kte\u0159\u00ed si na sv\u00e9 finan\u010dn\u00ed pom\u011bry nemohou st\u011b\u017eovat, tak i ti, kte\u0159\u00ed si na n\u011b st\u011b\u017euj\u00ed pln\u00fdm pr\u00e1vem.Ov\u0161em st\u011b\u017eov\u00e1n\u00ed si na chudobu nen\u00ed jej\u00ed \u0159e\u0161en\u00ed. To, \u017ee n\u011bkdo na\u0159\u00edk\u00e1 nebo se zlob\u00ed, \u017ee svou finan\u010dn\u00ed situaci nezvl\u00e1d\u00e1, neznamen\u00e1, \u017ee se to na jeho p\u0159\u00e1n\u00ed zm\u011bn\u00ed k lep\u0161\u00edmu. Pro pozitivn\u00ed zm\u011bnu je nutn\u00e9 tu n\u011bco ud\u011blat.A co to je? Pochopiteln\u011b si ten, kdo m\u00e1 m\u00e1lo pen\u011bz, mus\u00ed v\u00edc vyd\u011blat nebo na n\u011b\u010dem u\u0161et\u0159it. Ale to je mo\u017en\u00e9 jedin\u011b v p\u0159\u00edpad\u011b, kdy\u017e jsou p\u0159\u00edjmy takov\u00e9ho \u010dlov\u011bka obstojn\u00e9 a kdy na to m\u00e1 doty\u010dn\u00fd \u010das. Co\u017e ale n\u011bkdy neb\u00fdv\u00e1. N\u011bkdy \u010dlov\u011bk pob\u00edraj\u00edc\u00ed jen naprostou almu\u017enu pot\u0159ebuje finan\u010dn\u00ed prost\u0159edky nav\u00edc rychle. A pak se na to mus\u00ed j\u00edt jinak.Jak se \u0159e\u0161\u00ed moment\u00e1ln\u011b nezvl\u00e1dnuteln\u00e9 finan\u010dn\u00ed probl\u00e9my? Jak postupovat, kdy\u017e pot\u0159ebujeme pen\u00edze rychleji, ne\u017e si je sta\u010d\u00edme vyd\u011blat a na\u0161et\u0159it? To se d\u00e1vno v\u00ed. To se \u0159e\u0161\u00ed t\u00edm, \u017ee si vezmeme p\u016fj\u010dku.Ale p\u016fj\u010dku nesta\u010d\u00ed jenom cht\u00edt. Mus\u00ed se tak\u00e9 naj\u00edt n\u011bkdo, kdo n\u00e1m ji d\u00e1. A proto\u017ee cht\u011bj\u00ed finan\u010dn\u00ed \u00fastavy docela logicky z\u00e1ruky, \u017ee dostanou takto poskytnut\u00e9 pen\u00edze zp\u00e1tky, jsou v p\u0159\u00edpad\u011b mnoha na\u0161ich lid\u00ed dostupn\u00e9 u\u017e jenom nebankovn\u00ed hypot\u00e9ky. Proto\u017ee ti, kdo si m\u00e1lo vyd\u011bl\u00e1vaj\u00ed, stejn\u011b jako ti, kdo maj\u00ed z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, obvykle v bank\u00e1ch neusp\u011bj\u00ed. Kde\u017eto nebankovn\u00ed spole\u010dnost jim vyhov\u00ed, pokud se za vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz zaru\u010d\u00ed aspo\u0148 nemovit\u00fdm majetkem.Nebankovn\u00ed hypot\u00e9ku tak dostane ka\u017ed\u00fd, kdo za ni d\u00e1 n\u011bjakou nemovitost do z\u00e1stavy a zvl\u00e1dne ji spl\u00e1cet. A to je pro mnoho lid\u00ed skute\u010dn\u011b jedin\u00fdm dostupn\u00fdm \u0159e\u0161en\u00edm jejich probl\u00e9m\u016f.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ekonomika","item":"https:\/\/www.aye.cz\/ekonomika\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Pen\u011bz nem\u00edv\u00e1me dost","item":"https:\/\/www.aye.cz\/ekonomika\/penez-nemivame-dost\/#breadcrumbitem"}]}]